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The strongest move is a calculated one.

Net yield on property abroad after taxes in two countries, agent, vacancy and exchange rate

Calculate an apartment
$
$
$3,550

Have a listing? Check an offer: enter the details from the listing.

The price is in plain sight. The rest stays in the shadows: taxes in two countries, the agent, vacant months and the exchange rate. Levelvale works out the deal like a game of chess and shows what the same money would earn in a savings account.

Payback based on gross rent
11.1 years
price $60,000 ÷ rent $5,400 a year
→
After expenses
16.6 years
after the agent, running costs, taxes and vacancy
nominal · estimate beyond 10 years
→
Your move
Negotiate, compare with a savings account or walk away. Your call.
57 countriesin the property list; taxes and statistics come with an official source wherever one exists
34 savings accountsin 5 countries, plus government bonds, corporate bonds and an S&P 500 index fund
3, 5 and 10 yearsof exchange rate history: the money is counted in your currency
Freeone apartment calculated after email sign-in
Year one

Out of $5,238 in rent, you keep $3,550

The listing shows the rent. Everything else happens later, and every year.

$5,238Rent−$436Agent−$87Insurance−$467Property tax−$436Reserve−$262Tax 5%$3,550Take-home
Take-home in year 1$3,550

In today's money, assuming inflation of 3.1% a year. 5.8% in year one, of the $61,200 you put in, including the buying costs.

Change the costs →
Same money, other options

If you invest the same $61,200 for 10 years

After taxes and the exchange rate, not adjusted for inflation. You choose the banks and bonds yourself in the calculator.

If you buy where you don't live

What both the listing and the platform's calculator leave out

01

Taxes in two countries

Rental income tax where the apartment is, and what the country where you are a tax resident will ask for.

02

Exchange rate

Rent in lari, life in dollars or tenge. Every number accounts for the exchange rate over 3, 5 or 10 years.

03

A savings account at home

The apartment side by side with your bank's savings account, bonds and an index fund, using the same starting capital and time horizon.

Pricing

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  • Report page 1: the answer and four key figures
Free: the calculation of one apartment and a comparison with a savings account. With a subscription: several apartments side by side, the PDF report, sale and price-growth terms, your country's tax.Start free

One-apartment report · $19

  • The answer and four key figures
  • Comparison and thresholds
  • Money by year
  • Assumptions, sources and questions for the seller
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What's included, in detail
  • Unlimited saved calculations, compared side by side
  • All sections of the full analysis: year-by-year cash flow, sale, exchange rates, taxes
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  • Adjust the tax in your country of residence, sale and price growth, exchange rates, inflation, mortgage terms, criteria, bonds and the index fund
  • “What if” scenarios and the break-even point
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