GeorgiaCentral bank

Loans up to GEL 1 million are issued only in lari

From July 1, 2026 the threshold for mandatory lari lending to individuals rose to GEL 1,000,000. A foreign currency loan is possible if the borrower earns in that currency.

What this changes in the calculation

A mortgage on an apartment under GEL 1 million is calculated in lari, at lari rates.

Effective since July 1, 2026

Source: National Bank of Georgia
Status: verified
Published: October 24, 2026

Calculate an apartment in Georgia

Guide: Georgia, buying, taxes and yield

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