The Fed raised its rate to a range of 3.75 to 4.00% in September

On September 16, 2026 the Fed raised the federal funds target range by 0.25 points to 3.75 to 4.00%. FIRPTA withholding on a property sale by a foreigner is 15% (0 if the buyer will live in the property and the price is up to USD 300,000).

What this changes in the calculation

Dollar deposit and mortgage rates are higher; tax rates are unchanged.