The decision was announced on November 4, 2026: the rate was raised by 0.25 points, from 1.75 to 2.00%, effective November 11, 2026; the bank considers a further increase within the year likely.
The benchmark for deposit and mortgage rates in Sweden is 0.25 points higher; tax rates do not change (30%).
From 2026 no tax is charged on the first SEK 300,000 in an ISK investment account (previously 150,000). Above the threshold the imputed income is 3.55%, an effective tax of 1.065% of the account value a year. Ordinary capital income at 30% is unchanged.
The 30% rate matches; for an investor using an ISK the burden is about 1.07% a year on the amount above SEK 300,000.
Fastighetsavgift for 2026: SEK 10,425 for a private house or 0.75% of the assessed value if that is lower; SEK 1,784 per apartment in a multi-unit building or 0.3%. The rot repair deduction has returned to 30% (the temporary 50% applied until December 31, 2025). Interest on unsecured loans is not deductible from 2026.
Nothing.